Your St. Louis Real Estate Title Company
Home Title shines in its experience and customer service
Home Title is a full-service St. Louis real estate title company specializing in residential purchase and refinance transactions, licensed in Missouri and Illinois. We are ready to assist you and ensure your transaction goes smoothly.
When it comes to one of the most important transactions of your life, we sweat the small stuff so you don’t have to!
By giving each of our customers’ closings the personal attention it needs, and by providing all of the people involved in the transaction with amazing service, we hope to earn your business for years to come!
Call us now: (314) 786-0130
It’s All About Documents
Reliable and efficient real estate documents handled expertly.
On-Time Closings
Clear communication and quick turnaround for successful closings.
Security in Mind
Peace of mind with safeguards and procedures to protect your information.
Get Educated
What is Title Insurance?
Title insurance is a form of indemnity insurance which protects your property rights. It insures against financial loss from defects in title or from the invalidity or unenforceability of mortgage loans or past ownership.
As your Title Company, we will research the history of the piece of real estate you’re intending to purchase before you buy it and work to eliminate any title defects prior to your ownership. Potential defects could include, but are not limited to, past mortgages, mechanics liens, court judgments, or inaccurate transfer of past ownership.
There are two types of policies – owners and lenders. Just as lenders require fire insurance and other types of insurance coverage to protect their investment, nearly all institutional lenders also require title insurance (a loan policy) to protect their interest in the collateral of loans secured by real estate. Buyers purchasing properties for cash or with a mortgage lender often want title insurance (an owner policy) as well. A loan policy provides no coverage or benefit for the buyer/owner and so the decision to purchase an owner policy is independent of the lender’s decision to require a loan policy.
The Title Experts You Can Trust
Home Title, located in the St. Louis metro area, is in the business of turning our clients’ dreams of homeownership into reality. We are 100% committed to our clients and will stand by and support you with the tools needed to close on your dream home.